Will my health insurance pay for counseling?

Although most providers require you to take ultimate responsibility for paying your bill, health insurance may reimburse you or your healthcare provider for medically necessary treatment for covered, diagnosed conditions that impair your ability to function. They do not generally pay for counseling to relieve stress, enhance or maintain wellbeing or prevent problems down the road.

The exception to this rule is that some employers provide employee assistance programs which offer limited counseling for short term problems or crisis. Often these programs are limited to three sessions and then they refer you on to another provider for further treatment, which, if it is medically necessary may be covered by insurance.

That means you must (more…)

I’m 25, we’ve just been married a year, and I’m happy but seriously disappointed by our sex life. It’s over too fast for me to climax. How do I tell my husband about this? I don’t want to break his heart, or his pride.

Ok, this is difficult, but everyone has to learn to do it. By “it” I mean talking about sex, not just doing it. It’s best to choose a relaxed, semi-quiet time, when having sex is not on the agenda. I think it’s great to ask for permission to bring up a delicate topic and create a playful, non-anxious attitude in your own heart at the same time.

It takes a long time, sometimes a lifetime, to get full “ownership” of our sexuality. And 25 is still young. Also, premature ejaculation can also be (more…)